Compare mortgage lending between states
Side-by-side mortgage lending comparisons for popular state pairings, built from the public HMDA Data Browser (2023). Each comparison lines up denial rates, loan originations, the purchase-vs-refinance split and the FHA/VA/conventional mix. Pick a head-to-head below.
Source: HMDA Data Browser (FFIEC / CFPB). Data as of June 2026.
19.1% vs 23.1% denial · 335,898 vs 421,653 loans
Florida vs Texas23.6% vs 23.1% denial · 384,863 vs 421,653 loans
New York vs Florida18.3% vs 23.6% denial · 154,253 vs 384,863 loans
California vs Florida19.1% vs 23.6% denial · 335,898 vs 384,863 loans
Texas vs Georgia23.1% vs 22.4% denial · 421,653 vs 172,815 loans
North Carolina vs South Carolina19.6% vs 23.8% denial · 188,875 vs 98,330 loans
Louisiana vs Mississippi30.3% vs 29.8% denial · 54,124 vs 39,047 loans
California vs New York19.1% vs 18.3% denial · 335,898 vs 154,253 loans
Arizona vs Nevada17.8% vs 17.8% denial · 118,118 vs 46,782 loans
Ohio vs Michigan17.3% vs 20.0% denial · 171,804 vs 141,464 loans
Washington vs Oregon15.7% vs 16.0% denial · 101,889 vs 51,823 loans
Virginia vs Maryland17.3% vs 18.3% denial · 126,501 vs 83,330 loans
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Last updated: 2026-06-20