US mortgage lending rankings
State rankings built from the public HMDA Data Browser (2023). The state with the highest mortgage denial rate is Louisiana (30.3%) and the lowest is North Dakota (11.5%). Texas had the most originations (421,653). Pick a ranking below — each is a full, sortable table linking every state.
Source: HMDA Data Browser (FFIEC / CFPB). Data as of June 2026.
Highest mortgage denial rates
Louisiana tops the list at 30.3%.
Lowest mortgage denial ratesNorth Dakota is lowest at 11.5%.
Most loan originationsTexas leads with 421,653 loans.
Highest FHA + VA shareAlaska has the largest government-backed share.
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Last updated: 2026-06-20